European Health Insurance Card
The European Health Insurance Card (EHIC) allows citizens of EU nations to receive free or discounted medical care travel within the EU. But what many people do not realize is that it can replace travel insurance. The EHIC is not something to protect your portfolio full cost of treatment abroad, and certainly does not cover things like replacement flights.
We in Britain are lucky to have great service and free medical care, but also in other EU locations is not always the case. Some courses of treatment, operation, or other services will be partially subsidized by the patient. The EHIC is conditions required by hospitals in the country, not the country of origin of the patient, so surprising when it comes to payment.
To take a common example, we have the French health service. If you do not buy travel insurance and really only in their EHIC, the following problems if you need to consult a doctor:
Prescribing Grant – It is a fact that drugs are increasingly expensive and, while some of the requirements will be partially subsidized, others are not subsidized at all. If you have travel insurance in this situation, then the total cost of any necessary order would be returned immediately or at a later date.
The medical clinic – all a common phenomenon, which can include everyday illnesses such as stomach upset. We, the United Kingdom are used to see a doctor Generally, whenever you want, but in France if you do not have travel insurance then you will be responsible for 30% of the tax consultation. This can become a burden real if necessary call a doctor after hours, when the price is very high.
Hospital fees – French hospitals receive a fixed daily rate amount of patients who remain inside. It's something else that is not covered by the EHIC. It is unlikely that a longer stay is necessary, but under certain conditions broke his leg and should not be transferred, this rate could increase to daily.
This is a simple fact that the travel insurance that covers all these eventualities. Not to mention all the elements, plus medical expenses, and only in the EU. The TSE will not pay for another flight if you miss an issue of the disease, or pay for lost luggage, or personal accident coverage abroad. Travel insurance is simply indispensable. The EHIC has its uses, but should not be solely relied upon.
Spain, Switzerland and Portugal are other examples of places that allow a major responsibility of medical expenses if you travel with European health insurance card, but without travel insurance. For this reason, and many other reasons, have a Travel Insurance is an essential element of the trip should not be ignored.
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Article Source: ArticlesBase.com – The European Health Insurance Card and travel insurance
EU Health Insurance Card – Don’t go on holiday without it!
