Spectrum Direct Exhibits at e-Com Xpo
Mission Viejo, CA (ContentDesk) April 3, 2006 -- Spectrum Direct, parent company for the www.AmericanLifeDirect.com website will be sponsoring a booth at the original virtual trade show for Internet marketers, e-Com Xpo (www.ecomexpo.com) April 4th through the 6th.
We wanted to kick off our second quarter in a big way said Debra Rabin, Business Development Specialist for Spectrum Direct Were taking our affiliate program to a new level and attending e-Com Xpo will give us a forum to make some big announcements. The American Life Direct affiliate program, launched by Spectrum Direct in 2002 features The Worlds Fastest Life Insurance Policy allowing shoppers to apply and complete their purchase of up to $150,000 of term life insurance in under ten minutes with no medical exam and no insurance agent.
Sales for www.AmericanLifeDirect.com have increased over 200% in the past two years, driven mostly by the growth of our affiliate program.
Attending the eCom Xpo will give us exposure to an even larger audience said Debra Rabin, In order to continue our success its crucial that we have exposure at events where Affiliate Marketers gather, and this virtual trade show will allow us to be introduced to an audience who might not attend events traditional bricks and mortar trade shows. American Life Direct affiliates can earn top tier commissions for directing consumers to a landing page where they complete a simple 5 field lead form. Affiliates also get plenty of support in the form of frequently updated creative, access to real time stats, dedicated affiliate managers, and prompt monthly payments.
The Program has been so successful that it was recently ranked #28 out of 1,600 affiliate programs in a recent survey. In fact, the American Life Direct brand sells more e-commerce life insurance than any other U.S. company.For additional information on the American Life Direct Affiliate program, please contact Shawn Schaefer or visit www.AmericanLifeDirect.com.About Spectrum Direct:
Spectrum Direct is a life insurance sales and marketing organization, licensed in all 50 states, whose products are entirely Internet-based and designed to enable the purchase and management of policies online.Contacts:Shawn Schaefer, Marketing Manager949-600-7904e-mail protected from spam botswww.AmericanLifeDirect.com.
What is Permanent Life Insurance?
Unlike term life insurance, permanent insurance policies such as universal life, variable universal life and whole life provide long-term financial protection. This type of insurance will cover you for the duration of your life and continued on time premium payments. Permanent policies provide you with not only a death benefit but in some situations a cash savings. It is because of these extra perks that permanent life insurance tends to be more expensive than term life.Some features of permanent life insurance also include level premiums so you want to purchase this type of insurance while you are considerably young and in good health. This will help decrease the cost of your premiums.
Permanent policies can also produce dividends. You earn dividends when your premiums turn out to be higher than your actual life insurance costs. If this is the case your insurance company may opt to pay you the difference in the form of a dividend. Because it is difficult in predicting your actual...
What is Permanent Life Insurance?
Insurance > What is Permanent Life Insurance?
Who Else Wants Low Cost Auto Insurance?
Copyright 2005 Dean Shainin
Those TV commercials featuring happy customers who saved money and got low cost auto insurance aren't just hype. After many years of rate increases and premiums, the cost of auto insurance is finally starting to come down. But auto insurance companies are still choosy about who can get a break on their insurance costs.
It is wise to start with your current auto insurance company to make sure you're paying as little as possible for your premium.
The next step is to consider other ways to get low cost auto insurance and the discounts you can take advantage of.
Effective Ways To Get Low Cost Auto Insurance
* Buy A Safer Vehicle. Premiums for collision and comprehensive coverage depend on accident and theft claims and the costs of repairing your vehicle. The more expensive the vehicle, the more you will pay.
Buying a safer car can help you get low cost auto insurance. Simply look into vehicle...
Who Else Wants Low Cost Auto Insurance?
Insurance > Who Else Wants Low Cost Auto Insurance?
Company Offers Affordable Alternative to Expensive Health Insurance.
Health Benefits, or the lack thereof, has become a newsworthy item in the past few months. 140 Million Americans do not have any form of Dental Coverage and 45 million Americans do not have Medical Coverage! What does the average individual do when they need a root canal,or a tooth extraction? What if a skateboard accident sends their child to the hospital emergency room? With no safety net of health benefits, a medical emergency could cause tremendous financial hardship.For over 12 years, AmeriPlan? has offered a Dental Benefit Plan that includes Vision, Prescription and Chiropractic Care. With the Dental Plan, individuals can save up to 80% off of Dental Services. The low monthly fee makes these benefits affordable for the average family. And now AmeriPlan? has announced that their Discounted Medical and Hospitalization Services will be coming soon.
AmeriPlan Health? members will receive significant savings... up to 50% and more on physicians, labs, imaging centers and a full...
Company Offers Affordable Alternative to Expensive Health Insurance.
Insurance > Company Offers Affordable Alternative to Expensive Health Insurance.
New Book "412(i) Defined Benefit Pension Plans" by Nick Paleveda MBA J.D. LL.M to be Released October 15, 2005
(ContentDesk) August 25, 2005 -- The first book ever published on 412(i) plans is being released October 15, 2005. What is a 412(i) plan? If you know what a 401(k) plan is, the 412(i) plan is the defined benefit version of the 401(k) plan. This plan is meant for the baby boomers who have not saved enough for retirement. Congress in passing EGTRRA in 2001 has put the benefits back into defined benefit plans. These plans were widely used from 1974-1987 and now they are back.
A participant who is usually a doctor or a dentist or a small businessman can save large amounts of money in a guaranteed account for retirement. The funds are tax deductible by the corporation and not included in his or her income tax. The funds are placed into guaranteed annuity and guaranteed life insurance contracts. These contracts usually guarantee a minimum interest rate of 3% but no cap on the maximum and it can be as high as 7-8%. The tax savings alone can mean a 35% savings on your retirement funds!...
New Book "412(i) Defined Benefit Pension Plans" by Nick Paleveda MBA J.D. LL.M to be Released October 15, 2005
Insurance > New Book "412(i) Defined Benefit Pension Plans" by Nick Paleveda MBA J.D. LL.M to be Released October 15, 2005
Seven Steps to Filing Your Car Insurance Claim
Having even a teeny-tiny car accident can be one of life's least enjoyable moments. However, accidents happen, and sooner or later, we all have the experience of meeting one of our fellow road travelers up close and personal. Using the following seven steps to filing your claim will help you get over this speed bump as smoothly as possible. Step 1: Understand your policy Before a loss, sit down and carefully read your insurance policy. Call your agent or company if you have any questions about what is or is not covered.
Step 2: Exchange information If you are involved in an accident, get the other driver's name, address, phone number, insurance carrier, and insurer's phone number. Be prepared to give the same information about yourself to the other driver. You can find insurers' telephone numbers on the proof-of-insurance cards that should be carried on your person when operating a motor vehicle. Step 3: Identify witnesses Ask witnesses to the accident for their names and phone...
Seven Steps to Filing Your Car Insurance Claim
Insurance > Seven Steps to Filing Your Car Insurance Claim
Personal Liability Insurance Important Considerations
The basic coverage for personal liability in standard homeowners, rental, and auto insurance policies often will not cover high losses of court awarded damages. Additional personal liability insurance will add a higher level of protection. This additional policy forms an umbrella because it covers protection above and beyond standard homeowners and auto policies.
Additional costs will vary with insurance companies, but usually average from $200 to $300 a year for additional protection of 1 million dollars. This coverage may insure automobiles, boats, homeowners, and renters insurance.
Most insurance companies require basic insurance of $100,000.
The insured should ask the following questions:
1. How much do I have to lose?
2. What is the monetary total of my assets?
3. How much would legal fees cost me?
4. Are umbrella personal liability policies which cover one million dollars or more worth the extra premiums...
Insurance > Personal Liability Insurance Important Considerations
Emergency Medical Evacuation Coverage - Does your HMO or PPO offer this?
Travelers insurance may be the only way for most Americans to insure they are fully protected in case of emergency medical evacuation while traveling abroad, because for 70 percent of these U.S. resident HMO and PPO medical insurance plans do not cover such an event.
Some travelers insurance plans offer transportation to a safe location during emergency medical evacuation but do not offer medical insurance for the duration. Others offer both. One travelers insurance site that we looked at, for example, offers travelers insurance for medical emergency evacuation, for a single person, a couple, or a family, for a designated time period of three, six or 12 months.
Online you can get a quote instantly and can purchase the travelers insurance. While this company was clear that it offered no medical coverage it did link to other travelers insurance providers that did so. One offered trip insurance - in other words, for one designated trip - that provided trip delay, interruption...
Emergency Medical Evacuation Coverage - Does your HMO or PPO offer this?
Insurance > Emergency Medical Evacuation Coverage - Does your HMO or PPO offer this?
Cheap California Auto Insurance
Californians are currently able to procure low cost, reduced limit automobile liability coverage.
The California Low Cost Automobile Insurance Program (CLCAIP) is a new program that meets the financial responsibility laws of the State of California. These policies are accessible to competent citizens living in the counties of Los Angeles and San Francisco.
To qualify, you need have a certain household income, driving record (the number of accidents and violations), and vehicle purchased value.
The voters of California enacted Proposition 103 (Prop.103) into law in November of 1988.
Prop. 103 gives numerous consumer protections associated to buying and maintaining automobile insurance. Given below are some of the major provisions of Prop. 103 that protect your rights as an insurance consumer.
Prop.103 recognized a legal description of a "Good Driver" in this state.
A Good Driver is someone who has been licensed for at least...
Cheap California Auto Insurance
Insurance > Cheap California Auto Insurance
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