New Book "412(i) Defined Benefit Pension Plans" by Nick Paleveda MBA J.D. LL.M to be Released October 15, 2005
(ContentDesk) August 25, 2005 -- The first book ever published on 412(i) plans is being released October 15, 2005. What is a 412(i) plan? If you know what a 401(k) plan is, the 412(i) plan is the defined benefit version of the 401(k) plan. This plan is meant for the baby boomers who have not saved enough for retirement. Congress in passing EGTRRA in 2001 has put the benefits back into defined benefit plans. These plans were widely used from 1974-1987 and now they are back.
A participant who is usually a doctor or a dentist or a small businessman can save large amounts of money in a guaranteed account for retirement. The funds are tax deductible by the corporation and not included in his or her income tax. The funds are placed into guaranteed annuity and guaranteed life insurance contracts. These contracts usually guarantee a minimum interest rate of 3% but no cap on the maximum and it can be as high as 7-8%. The tax savings alone can mean a 35% savings on your retirement funds! The 412(i) Defined benefit plan also is protected from creditors.
This is really a plus for doctors in a high-risk area of practice. How can you learn more? Finally, a book on 412(i) plans has been published. This book is a "Must" read for anyone in the 412(i) market.This book explores the fastest growing retirement plan in the U.S. known as "412(i) Defined benefit Pension Plans". The book reviews what a 412(i) plan is, how a small business owner can use it to secure a "guaranteed retirement," how you can legally deduct $50,000-$100,000 or even $200,000 a year by placing the funds into your guaranteed pension.
The book is written by tax attorney Nick Paleveda MBA J.D. LL.M who is also a contributing author to "The Life Insurance Answer book for Qualified plans and Estate planning" (Panel Publishing 1997) with 20 years experience and assisted by 2 pension actuaries with over 35 years experience. If you are a doctor, lawyer or small business, this plan can get you to a safe and secure retirement. The book also covers the abusive plans with "heavily loaded" life insurance contracts that are being promoted by a few major insurance companies that you should avoid. For more information visit www.The412iBook.com.
Vision insurance: An ideal way to protect your eyes
Eyes are a gateway to the panorama of the world around us. Eyes constitute one of the most important senses of the human being. Though it is difficult to maintain a 20/20 vision, yet it is one of the most important sections of our very existence. Hence, it is essential to take utmost care to upkeep it in a healthy state. Vision insurance
can facilitate you in this endeavor.
?Vision insurance' is a comparatively new chapter in the world of insurance. Often, health insurance
does not encompass vision insurance as a part of coverage. Considering the expenses of glasses, laser surgeries, and contact lenses; vision insurance is definitely a good idea.
This form of insurance usually does not constitute as a part of a regular health insurance. With the rising expenditure involved in the upkeep of your eye, vision insurance plays an...
Insurance > Vision insurance: An ideal way to protect your eyes
What is Home Insurance?
Home Insurance is designed to provide you with financial protection against any damage and possible risks that your property and possessions within it may face against unforeseen events and circumstances. Home insurance is commonly taken to describe both buildings insurance, which insures the fabric of your property, and contents insurance, which covers your belongings. Basically it is a contract you make with an insurance company. You have to pay a premium and in return the insurance company will pay for financial losses that are related to your property or your home during the period of the contract. Home insurance, also known as Household insurance or Buildings and Contents insurance, provides protection against loss or damage of your property.
Protecting this investment against fire, flood, theft and other risks is essential to ensure that you have the necessary financial assistance available, so that you can carry on with life. Home or household insurance is designed to protect...
What is Home Insurance?
Insurance > What is Home Insurance?
Booking Your Holiday Online - Made Easier
With the introduction of low cost airlines, and the rapid growth of internet users, booking the perfect holiday has become easier for the inexperienced internet user.
Gone are the days, where the only people surfing the net are techie's - welcome to the internet age, where people of all ages are now using the internet to go about their normal life. "You look forward to your holiday all year and you want to book it easily, and save money," says Darren, a holiday rental specialist who runs, Worldwide Holiday Homes. "If you automatically think ?travel agent,' you're missing out on the internet world. Just ask the thousands of people who reserve villas, apartments and cottages through our companies website.
Booking your holiday online means you can look for the best deals, and search in the comfort of your own home." Darren says the rise of the Internet has made it easier and more convenient to seek out and reserve a holiday home, why stay in an overcrowded hotel, when you...
Booking Your Holiday Online - Made Easier
Insurance > Booking Your Holiday Online - Made Easier
Is Your Home-based Business Properly Insured?
Do you work from home full-time or part-time? Chances are your homeowner's insurance doesn't cover your home business, or at least not to the extent you need it to. For one thing, insuring just the physical assets of your business (computer, home-office furniture, fax machine, etc.) doesn't encompass every aspect of your business. To figure out how much and what kind of coverage you need, consider possible accidents; hopefully, nothing untoward will befall your business or your home, but you should plan for any eventuality so you will not suffer financially if something comes to pass. If a fire were to destroy your home and office, consider where you would work until your home was rebuilt. You would probably need to rent a temporary office space somewhere.
Does your current insurance policy cover this? Do you retain any sort of client information, either on your computer or in files? If your computer was ravaged by a virus, or your files damaged in a fire, and you didn't have...
Is Your Home-based Business Properly Insured?
Insurance > Is Your Home-based Business Properly Insured?
Spectrum Direct Exhibits at e-Com Xpo
Mission Viejo, CA (ContentDesk) April 3, 2006 -- Spectrum Direct, parent company for the www.AmericanLifeDirect.com website will be sponsoring a booth at the original virtual trade show for Internet marketers, e-Com Xpo (www.ecomexpo.com) April 4th through the 6th.
We wanted to kick off our second quarter in a big way said Debra Rabin, Business Development Specialist for Spectrum Direct Were taking our affiliate program to a new level and attending e-Com Xpo will give us a forum to make some big announcements. The American Life Direct affiliate program, launched by Spectrum Direct in 2002 features The Worlds Fastest Life Insurance Policy allowing shoppers to apply and complete their purchase of up to $150,000 of term life insurance in under ten minutes with no medical exam and no insurance agent.
Insurance > Spectrum Direct Exhibits at e-Com Xpo
Life Insurance ? Wise Investment In Personal Finance Or Excessive Caution?
Life insurance is typically taken out to offer valuable financial protection for your family in the event of your death, upon which a payment is made to your financial beneficiaries, heirs or family members.
The extent of this payment will depend on your insured sum and earnings.
Life insurance and life assurance may be interlinked in advertisements, though bear in mind the two policies are different.
Life assurance is a form of financial protection which is also an investment, as you should always get a pay-out at the end of the term of the policy.
Life insurance on the other hand is simply financial protection for your family, avoiding the issue of debt in the event of your death.According to an article by the Fair Investment Company, the British life insurance industry shrank to almost half the size of the pensions industry last year and according to the Association of British Insurers, less than 50% of UK households hold a life insurance policy.In...
Insurance > Life Insurance ? Wise Investment In Personal Finance Or Excessive Caution?
Health insurance plans
Health Insurance plans vary but dependant on the scope of coverage offered health insurance plans most often pay for part or all of the cost of the following types of services:
Basic services like visits to the a doctor's office; surgery; hospital care; physical therapy; mental health and substance abuse treatment.
Prescription drugs.
Preventive and diagnostic services such as physical exams; immunizations; annual gynecological (well-woman) exams; cancer screening (Pap tests, mammogram's, prostate exams etc); x-rays; laboratory tests and if needed second opinions for surgery.
Wellness programs, for example to help you stop smoking; weight-loss programs; stress-control courses; discounts at fitness facilities; health-related information via the Internet.
Emergency care. Generally speaking, your situation is an emergency if you expect the following to happen if you do not seek care:
You would jeopardize your health or your child's health....
Insurance > Health insurance plans
Life Insurance ? Wise Investment In Personal Finance Or Excessive Caution?
Life insurance is typically taken out to offer valuable financial protection for your family in the event of your death, upon which a payment is made to your financial beneficiaries, heirs or family members.
The extent of this payment will depend on your insured sum and earnings.
Life insurance and life assurance may be interlinked in advertisements, though bear in mind the two policies are different.
Life assurance is a form of financial protection which is also an investment, as you should always get a pay-out at the end of the term of the policy.
Life insurance on the other hand is simply financial protection for your family, avoiding the issue of debt in the event of your death.According to an article by the Fair Investment Company, the British life insurance industry shrank to almost half the size of the pensions industry last year and according to the Association of British Insurers, less than 50% of UK households hold a life insurance policy.In...
Insurance > Life Insurance ? Wise Investment In Personal Finance Or Excessive Caution?
PossibleNOW Launches Guest2Net Brand -- Guest2Net Identifies PossibleNOW?s High Speed Internet Access Solution For The Hospitality Industry
ATLANTA, GA (ContentDesk) June 3, 2004--PossibleNOW, a leading provider of Internet-based applications, strategic consulting and systems engineering services, has launched the brand name, Guest2Net, for its high speed Internet access solution. Activities in the branding process include establishing a separate web site, www.guest2net.com.Guest2Net focuses on high speed Internet access solutions, including wired and wireless local...
New Book "412(i) Defined Benefit Pension Plans" by Nick Paleveda MBA J.D. LL.M to be Released October 15, 2005 PossibleNOW Launches Guest2Net Brand -- Guest2Net Identifies PossibleNOW?s High Speed Internet Access Solution For The Hospitality Industry
Insurance > PossibleNOW Launches Guest2Net Brand -- Guest2Net Identifies PossibleNOW?s High Speed Internet Access Solution For The Hospitality Industry
Porsche 911 Bags Top Sports Car Commendation
Consumer Reports, one of the most valued authorities when it comes to reviews and comparisons regarding different models of cars has announced the top high-performance sports car ? Porsche 911. The commendation was released after a number of reviews and comparisons were pored over and analyzed.
Consumer Reports made an in-house testing laboratory. It also considered several aspects aside from the aforementioned....
Insurance > Porsche 911 Bags Top Sports Car Commendation
Dear Santa: Christmas Sucks!
Christmas time is finally here, and most people during this holiday are happier than a fat kid eating a Krispy Kreme donut. Christmas brings so many great things to the table; the caroling, the NO SCHOOL, the snowmen and hour long snowball fights that ends with bloody noses, the eggnog and drunken relatives, the presents, holiday parties, and the drinking hot coco next to a roaring fire while cuddling up with your loved one. How could anybody not love this great holiday! It's a hiatus from the...
New Book "412(i) Defined Benefit Pension Plans" by Nick Paleveda MBA J.D. LL.M to be Released October 15, 2005
Insurance > Dear Santa: Christmas Sucks!
New Web Services Increase Profits and Rescue Classified Advertising for Newsprint Industry in Death Spiral
Orem, Utah (ContentDesk) January 17, 2006 -- BuyLookSell, Inc. (http://www.buylooksell.com/newspaper) has released seven new web services enabling the newspaper industry to rapidly expand their existing classified advertising business. The services are provided with no up-front costs to the publication and are hosted by BuyLookSell, Inc. while branded as the newspaper integrating directly into a newspaper organizations existing...
New Book "412(i) Defined Benefit Pension Plans" by Nick Paleveda MBA J.D. LL.M to be Released October 15, 2005 sample resume Insurance
Insurance > New Web Services Increase Profits and Rescue Classified Advertising for Newsprint Industry in Death Spiral
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